Website Terms & Conditions

Wedding Insurance - Make A Claim

Our Terms Of Use

Please take the time to read these terms of use.  By using Our Website and the Services and information offered on Our WebsiteYou are agreeing to these terms and conditions.

If You purchase products through Our Website, there will be additional terms and conditions relating to the purchase. Please make sure You agree with these terms and conditions, which You will be directed to read prior to making Your purchase.

Section Separator Heart


–  Services means the arrangement of travel insurance.

–  the Website means the Website

–  We / Us / Our etc means Niche Insurance Pty Ltd, ABN 85 642 823 443, AFSL 530784. 

–  You / Your means users of the Website

Section Separator Heart

Accuracy of content

We have taken proper care and precautions to ensure that the information We provide on this Website is accurate.  However, We cannot warrant, guarantee or make any representations, nor do We accept any legal liability arising from or connected to, the accuracy, reliability, currency or completeness of anything contained on this Website or on any linked sites.

The information contained on this Website should not take the place of professional advice.

Section Separator Heart


The Website is made available for Your use on Your acceptance and compliance with these terms and conditions.  By using this WebsiteYou are agreeing to these terms and conditions.

This site is not intended for persons under the age of 18. If You are under 18, You should speak to Your parents, Your guardian or a responsible adult and obtain their permission to use this site.

You agree that You will use this Website in accordance with all applicable local, state, national and international laws, rules and regulations.


You agree that You will not use, nor will You allow or authorise any third party to use, the Website for any purpose that is unlawful, defamatory, harassing, abusive, fraudulent or obscene way or in any other inappropriate way or in a way which conflicts with the Website or the Services

If You contribute to Our forum (if any) or make any public comments on this Website which are, in Our opinion, unlawful, defamatory, harassing, abusive, fraudulent or obscene or in any other way inappropriate or which conflict with the Website or the Services offered, then We may at Our discretion, refuse to publish such comments and/or remove them from the Website.

Section Separator Heart

Passwords and logins

You are responsible for maintaining the confidentiality of Your passwords and login details and for all activities carried out under Your password and login.

Section Separator Heart

Data Harvesting

In using this Website You agree that You will not, either directly, or indirectly through another party, use any robot, spider, screen scraper, data aggregation tool or other device or process to process, monitor, copy or extract any web pages on this Website, or any of the information, content or data contained within or accessible through the this Website, without Our prior written permission. Further You agree not to use any process to aggregate or combine information, content or data contained within or accessible through this Website with information, content or data accessible via or sourced from any third party. 

In addition, You agree not to use any information on or accessed through the Website for any commercial purpose or otherwise (either directly or indirectly) for profit or gain. You also agree not to reverse engineer, reverse assemble, decompile, or otherwise attempt to discover source code or other arithmetical formula or processes in respect of the software underlying the infrastructure and processes associated with this Website, or copy, reproduce, alter, modify, create derivative works, or publicly display, any part of any content from the Website without Our prior written permission.

Section Separator Heart

Limitation of Liability

To the maximum extent permitted by law, We disclaim liability for any damages, including, without limitation, direct or indirect, special, incidental, compensatory, exemplary or consequential damages, losses or expenses, including without limitation lost or misdirected orders, lost profits, lost goodwill, or lost or stolen programs or other data, however caused and under any theory of liability arising out of or in connection with:

(1) use of this site, or the inability to use this site by any party; or
(2) the Services or information offered on this Website; or
(3) any failure or performance, error, omission, interruption, defect, delay in operation or transmission; or
(4) line or system failure or the introduction of a computer virus, or other technical sabotage, even if We or Our employees or representatives are advised of the possibility or likelihood of such damages, losses or expenses.

Section Separator Heart

Information Collection

Use of information You have provided Us with, or that We have collected and retained relating to Your use of the Website and/or Our Services, is governed by Our Privacy Policy.  By using this Website and the Services associated with this WebsiteYou are agreeing to the Privacy Policy. 

To view Our Privacy Policy and read more about why We collect personal information from You and how We use that information, click here.

Wedding Insurance - Full Heart


All personal information You give Us will be dealt with in a confidential manner in accordance with Our Privacy Policy.  However, due to circumstances outside of Our control, We cannot guarantee that all aspects of Your use of this Website will be confidential due to the potential ability of third parties to intercept and access such information.

Section Separator Heart

Intellectual property and copyrights

We hold the copyright to the content of this Website, including all uploaded files, layout design, data, graphics, articles, file content, codes, news, tutorials, videos, reviews, forum posts and databases contained on the Website or in connection with the ServicesYou must not use or replicate Our copyright material other than as permitted by law.

Specifically, You must not use or replicate Our copyright material for commercial purposes unless expressly agreed to by Us, in which case We may require You to sign a Licence Agreement. 

If You wish to use content, images or other of Our intellectual property, You should submit Your request to Us at the following email address:

[email protected]

Section Separator Heart


All trade names, trade symbols, slogans, logos, trademarks contained on this Website are trademarks of Niche Insurance Pty Ltd. 

Use of these trademarks is strictly prohibited except with Our express, written consent. There may be other trade names, brand names, trade symbols, logos, slogans, trademarks, service marks, brand names, company names, logos, slogans, trademarks or service marks indicated on the Web site that are the property of their respective owners.

Section Separator Heart

Third Party Websites

This Website may contain links to other Internet websites (“Third-Party Sites”) that are not maintained by Us. These links are provided for Your convenience and are not an express or implied indication that Weendorse or approve of the linked Website, its contents or any associated Website, product or service.  

We accept no liability for loss or damage arising out of or in connection to Your use or reliance of these sites. Should You have any questions regarding these sites, You should address them directly with the relevant site administrator.

You may link to Our articles or home page.  However, You should not provide a link which suggests any association, approval or endorsement on Our part in respect to Your Website, unless We have expressly agreed in writing.  We may withdraw Our consent to You linking to Our site at any time by notice to You.

Section Separator Heart

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of New South Wales, Australia.  Any disputes concerning this Website are to be resolved by the courts having jurisdiction in New South Wales.

We retain the right to bring proceedings against You for breach of these Terms and Conditions, in Your country of residence or any other appropriate country or jurisdiction.