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Updated 1st Feb 2023
This Target Market Determination (TMD) applies to all wedding insurance products designed and distributed in the Australian market by Niche Insurance Pty Ltd.
Niche Insurance Pty Ltd ‘Niche’, 85 642 823 443, AFSL 530784. Niche deals in wedding insurance products under its registered trading name, ‘Wedding Insurance’.
This TMD was prepared on 1st February 2023 and is effective from 1st March 2023. It will apply to policies that are purchased on or after 1st March 2023.
This TMD provides customers and distributors with information about:
This wedding insurance is suitable for couples who are getting married (that meet the acceptance criteria), who are looking to protect their wedding arrangements from a range of risks that may arise from unforeseen events within.
Our wedding insurance has been designed so that it can be tailored to meet different needs and objectives. This can be based on the amount you have spent on your wedding, options for excess, and certain optional covers.
Customers that fall within the target market if all of the following conditions apply.
This wedding Insurance is only available to buy via our website at www.weddinginsurance.com.au or phoning our sales team on 1300 774 956.
All staff have been adequately trained in the wedding insurance products, the customer(s) they are intended for, and the underwriting criteria. We have structured our purchase path to ask questions and guide customers that fall within the target market of our insurance product.
This policy will be reviewed regularly to ensure that it remains appropriate for customers and complies with the requirements under the Design and Distribution Obligations under Part 7.8A of the Corporations Act 2001 (Cth). The initial review will be conducted within 12 months of its first publication date. Then within 3 years of completion of the previous review thereafter.
In addition to scheduled reviews, there may be events that trigger a review. If we determine that there has been an event or circumstance that reasonably suggests that this TMD needs to change, we will review the TMD within 10 business days.
‘Wedding Insurance’ is a registered business name of Niche Insurance Pty Ltd (“Niche”), ABN 85 642 823 443, AFSL 530784.
Before you buy, please read the Product Disclosure Statement. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Please note in particular, the eligibility criteria and limitations to claim under multiple policy sections.
This insurance is underwritten by Certain Underwriters at Lloyds. “Niche’s” postal address is Level 21, 68 Pitt Street, Sydney NSW 2000, Australia.
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