Wedding Ring Insurance

Wedding Insurance - Wedding Rings

We Will Cover

We will cover you, up to the amount shown in the schedule, for loss or loss or damage to wedding rings occurring during the wedding event or the seven (7) day period immediately preceding the wedding event and whilst in possession of you, an attendant or immediate family member.

We will pay the cost of repair or, if it is not possible or economical to repair, replace the lost or damaged wedding ring(s) without deduction for depreciation.

Section Separator Heart

We Will Not Cover

We will not pay for any claims directly or indirectly arising out of, contributed to by, or resulting from:

  1. Theft or attempted theft of any weddings rings that is not reported to the police as soon as reasonably practicable but no later than fourteen (14) days after your discovery of the loss.
  2. Loss or damage by theft or attempted theft of any wedding rings left in any unattended vehicle unless the vehicle is fully locked and secured and where forcible and visible entry into the vehicle is made.
  3. Damage arising from wear and tear, deterioration, confiscation, detention or any process of cleaning, restoration, alteration or repair.
  4. Damage arising from atmospheric or climatic conditions (other than during the wedding event).
  5. Loss or damage to Wedding Rings not in possession of you, an attendant or immediate family member.