Wedding Gifts

Wedding Insurance - Wedding Presents

We Will Cover

We will cover You up to the amount shown in the Schedule, for direct physical loss or damage to wedding gifts that results during the time period seven (7) days before the wedding event, while at your home, at the wedding event or in transit between any of these locations.

We will pay the cost to repair or, if it is not possible or economical to repair, the cost to replace the lost or damaged wedding gifts, without deduction for depreciation.

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We Will Not Cover

We will not pay for any claims directly or indirectly arising out of, contributed to by, or resulting from:

  1. Theft or attempted theft of wedding gifts that is not reported to the police as soon as reasonably practicable but no later than fourteen (14) days after your discovery of the loss.
  2. Loss or damage by theft or attempted theft of any wedding gifts left in any unattended vehicle unless the vehicle is fully locked and secured and where forcible and visible entry into the vehicle is made.
  3. Damage arising from wear and tear, moth, vermin, deterioration, confiscation or detention.
  4. Damage arising from atmospheric or climatic conditions (other than during the wedding event).
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‘Wedding Insurance’ is a registered business name of Niche Insurance Pty Ltd (“Niche”), ABN 85 642 823 443, AFSL 530784.

Before you buy, please read the Product Disclosure Statement. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Please note in particular, the eligibility criteria and limitations to claim under multiple policy sections.

This insurance is underwritten by Certain Underwriters at Lloyds. “Niche’s” postal address is Level 21, 68 Pitt Street, Sydney NSW 2000, Australia.