We will cover you, up to the amount shown in the schedule, for loss or damage to wedding attire occurring prior to the wedding event.
In the event of lost or stolen wedding attire, we will pay the cost to replace the wedding attire with a replacement of equal value. In the event of damaged wedding attire, we will pay repair costs not exceeding the original cost of the wedding attire. If replacement or repair is not possible in time for the wedding event, or it is not economical to repair the wedding attire, we will pay the cost of any necessary wedding attire rental charges.
In the event of damaged wedding attire during the wedding event, we will pay the cost to repair the wedding attire or if it is not possible or economical to repair the wedding attire, the reasonable market value of lost or damaged wedding attire immediately prior to the loss or damage (taking into account the variance in value between new and used attire) subject to a maximum payment of fifty percent (50%) of the original purchase price.
We will not pay for any claims directly or indirectly arising out of, contributed to by, or resulting from: